Financial terms: view below
the definition for terms used on this search results page.
Product: The type of checking account. Interest checking accounts permit unlimited check writing and pay interest. If opened at an FDIC-insured institution, accounts are insured up to a certain amount.
Institution: The organization with which you have your account. This survey group includes banks, thrifts and other representative institutions.
Date: The last time the information was updated.
Min bal to open: The lowest amount an institution requires to open an account.
Min bal to avoid fees: How much must be kept in the account based on agreement terms. If the account goes below this amount, a charge is levied.
Mthly fees: Fee charged to customers under the terms of the account.
Nonsufficient funds (NSF) fees: The amount of money charged to an account holder whose account did not have enough funds available to pay a check or debit expense. (The bank did not advance the funds to cover a check.)
Fees to use another bank’s ATM: A charge for using an ATM that is not owned by the account holder’s bank.
ATM surcharge: The amount charged for a nonaccount holder to use a bank-owned ATM.
Online access: Whether or not the bank allows you to access your account information online.
Advertiser comments: Additional information given by the listed institutions.
Show selected only: This reduces the number of listings in the rate table and compares the products you selected by clicking the check box.